The family budget,
finally simple.
Scan receipts. Ask the AI where your money went. Manage your family budget together. 12 languages, 47 currencies. Free for 3 days.
Features
Built to be used
every day.
Track, budget, and plan — Lumy handles the rest.
Expense Tracking
Log any transaction in seconds — by category, account, or person.
Monthly Report
Smart Budgets
Set category limits. Get warned before you overspend.
Budget Progress
Savings Goals
Pick a target and a deadline. Watch your progress update automatically.
Goal Progress
Why Lumy
Built for clarity, not noise.
Honest tracking. Real answers. Privacy by design.
AI-Powered
Real answers. Not estimates.
Lumy reads your actual transactions before responding. Ask what's over budget — get your number.
Offline-First
Works offline, too.
Log transactions anywhere, no connection needed. Syncs automatically when you're back.
Privacy-First
No bank login. Ever.
You log transactions manually. No banking credentials, no third-party read access.
Family-Ready
Built for families, too.
Invite family with a code. Share budgets, or keep private accounts only you can see.
Simple Pricing
Simple pricing.
Free plan, always available. Upgrade for AI.
Everything you need — no credit card required.
Included
- Expense tracking
- Budget planning
- Savings goals
- Subscriptions & loans tracker
- Reports & charts
- Multi-currency & offline
- Family sharing
- AI assistant
or $59/year — save 30%
3-day free trial — no payment upfront
Everything in Free, plus:
- AI financial assistant
- Natural language & voice logging
- Receipt scanning
- Smart insights & predictions
Cancel anytime. Billed through the App Store or Google Play.
Everything in Pro, shared across your household.
Up to 6 family members
Everything in Pro, plus:
- Up to 6 family members
- Shared budgets and savings goals
- Individual privacy controls
- One subscription for the whole family
Cancel anytime. Billed through the App Store or Google Play.
Common questions
Got questions?
Everything you need to know before you start. Still have questions? Reach out.
Yes. Lumy reads your actual transactions, budgets, and goals before responding. Every answer is based on what's in your account — not generic advice.
Yes. Type "I spent €42 on groceries" and Lumy logs it, categorizes it, and confirms. Or tap the mic and say it out loud — same result. Requires Pro.
Tap the camera icon in chat, take a photo of a receipt, and Lumy reads the amount and merchant. The transaction is logged automatically. Requires Pro — up to 5 attachments per message.
No. Lumy is a manual tracking app — you log transactions yourself. Your banking credentials are never shared or stored.
Yes. Lumy stores data locally on your device. Log transactions and check reports offline — everything syncs when you reconnect.
Yes. Create a family group and invite with a code. Members share the dashboard and budgets, or keep private accounts only they can see.
A wide range. Set your preferred currency in settings — amounts convert and display automatically across the app.
Your data is stored on-device and synced to a cloud database with row-level security. Only your account can access your data.
Yes. Lumy includes a data export option in Settings so you can download your transaction history. You can also import data if you're switching from another app.
Yes. Tracking, budgets, goals, and family sharing are all free. Pro ($6.99/month or $59/year) adds AI, voice logging, and receipt scanning — with a 3-day free trial, no payment required upfront.